For immediate release: Updated Winter 2009
Fact:
"From 1926 to 2004, reinvestment of dividends accounted for 46% of all stock market return after inflation"
Taken from "The Future of Investors" by Jeremy Siegal 2005.
This is a very powerful statement indeed. Here is another interesting bit of information. The average investor typically invests their money using the S & P 500 as a proxy for their investments, either through index funds or active management. We also know 90% of actively managed funds do not beat the S & P 500. As of December 2009, the S & P 500 is exactly where it was in 1999, yet what have we heard from the financial media, their "expert" guests and the mutual fund managers?
Buy, buy, buy. Sell, sell, sell. You need Fast Money. You need Mad Money. Etc.
After an entire decade of hype and non-sense, the market has gone nowhere. Many of you essentially have the same net worth as a decade ago, even as all those experts and anchors we see on the television are millionaires many times over. Sad but true.
Consider this as well:
What did we hear as the DOW was at 14000?
- Buy and hold forever.
- Keep on buying.
- It is a goldilocks economy.
- Everything is great.
What did we hear when the DOW fell to 6500?
- Buy and hold does not work anymore.
- Give your money to the pros and let them trade the market, for that is the only way to make money now. (Yes, and they get more commissions that way too)
- Time to take money off the table.
- It is the end of the world.
- Cut your stock exposure by 50%.
As usual, all the mutual fund managers and financial television experts were dead wrong. How can this be? They are the "experts" right?
The simple fact of the matter is their interests are not aligned with your interests.
Regardless of what you may think, stock brokers, mutual fund managers, etc, do not manage money so you can become wealthy. They manage money so they can become wealthy. They manage money so they can collect fees on the assets they have under management, period. If you lose money, they still get paid.
Wall Street and the financial media are about one thing: Asset gathering, and collecting those fees from assets under management. They do not care about you, your money, or if you make a single dime over time. They care only about getting people excited about the stock market and convincing you that you need to be involved. The more money you put in, the more they get paid. What we are telling you now is what we think you need to hear, not what Wall Street wants you to hear.
Have you had enough of the lies? The hype? We hope so. It is time for you to start investing again, and stop gambling with your money.
It is time for you to get onboard the "Complete Dividend Plan."
How does steady, realistic dividend income of 6% to 12% per year sound to you?
How about future potential capital gains of 100%, 200%, 500% sound?
All that, simply by buying plain vanilla stocks and ETF's.
Sound interesting? Read on.
What is the "Complete Dividend Plan"?
We will tell you right now what it is not:
- It is not a monthly subscription newsletter. Those newsletters are useless because they typically restate the same information month after month.
- It is not an over diversified portfolio of stocks from every industry, which actually reduce returns over the long term.
- It is not a plan that puts you in stocks yielding 25%, that subsequently fall 50% in value, and then tells you how fantastic that is because you are now getting a 50% yield. (Even though you just lost 50% of your principal investment)
- It is not a plan that puts you in stocks like GM, EK, etc, or companies that could not sustain their dividends.
The "Complete Dividend Plan" is none of these things.
What are the components of the "Complete Dividend Plan" that provide the long term wealth creation investors need?
- First and foremost, we invest in the companies that are leaders in their field, but not so big that they cannot grow in the future. The typical market cap ranges from 500 million to 5 billion dollars. This allows for what we like to call future "exponential market cap expansion."
- Quarterly and monthly dividends, and the reinvestment of those dividends. Dividend investing works best when an investor can see the fruits of their labor and patience paying off. Quarterly dividend investing alone does not accomplish this. The addition of monthly dividends keeps a steady stream of income flowing into your account.
- Capital appreciation, of the underlying securities. The companies you want to be in, need to be in demand in the future and need to serve a real purpose. We are not talking about consumer discretionary stocks. We avoid stocks that rely on pure consumer spending.
- A depreciating, US dollar. Because most US multi-nationals rely on a weak dollar, it is the unspoken policy of our government to insure that the US dollar keeps devaluing over time. Dividends and investments that are in stocks outside the US add even more return to the "Complete Dividend Plan."
The combination of all these factors have the potential to generate substantial long term wealth.
So what does the "Complete Dividend Plan" include?
- First, you receive our four rules for successful investing. The rules that have helped us consistently make money over time. Following these simple rules (yes they are quite simple, however the majority of investors fail to follow them) is the first step of your new investing mindset. The first rule alone is worth its weight in gold.
- Next, you receive what we consider to be the most important chart and accompanying commentary that you will ever need to generate long term wealth in the stock market. It is so simple yet the financial media never shows this chart on the TV. If they did, people would then know when the market was undervalued instead of overvalued.
- Lastly, (and certainly not least) you will receive the complete listing of our best quarterly paying American stocks and the complete list of our best monthly paying Canadian dividend stocks. You also get the list of our best ETF stocks that compliment the stock selections, for a total of almost 30 different securities.
All these items are included in the "Complete Dividend Plan."
So how much would you pay for all this? $100.00? $75.00? $50.00? No. Not even close.
The total one time cost to purchase the "Complete Dividend Plan" and change your financial life is $19.99!!
Yes, folks that is not a typo. We are making it completely affordable for everyone to purchase. Some of our friends, who are former Wall Streeters, think we are foolish for giving this information away. They ask us why we are doing this. We will tell you.
We are practically giving the "Complete Dividend Plan" away because we just want to educate and help people. Someone has to do it, because Wall Street and the financial media are certainly not going to do it. We are also doing this for personal reasons. Over the years we have watched as our closest friends lost their life savings at the hands of Wall Street and the financial media. The non-stop parade of guest commentators who appear on television to keep telling you what you want to hear, rather than what you need to hear.
There is no need to waste your money on monthly subscription newsletters that charge you $400 or $500 per year for the same information we are practically giving away, or give your email address out for "free reports" that are offered by people wanting to sell your email address for a profit.
Just forget about that non-sense.
How powerful is the "Complete Dividend Plan" ?
Let us say you are 45 years old and have $100,000 to invest in the "Complete Dividend Plan." A yearly total return of just 10% (average 7% yield + 3% capital appreciation) over a 25 year period, reinvesting those dividends would make your portfolio worth over $1 million dollars by the time you are 70 years old. Thats assuming a sideways market where capital appreciation is minimal. Just think how much more money you will have if the stock markets appreciate 10% per year or more!
Remember this important fact:
The passage of “time” a term that is never talked about on Wall Street, is the real enemy of the investor. Each year we get older. Each year we miss another opportunity to make money, and more importantly, compound our wealth. Gambling with your money, rather than investing it will never create wealth over the long run. There are always a lucky few who manage to succeed in that way. For most however, gambling is not the answer. Investing wisely, collecting monthly and quarterly dividends, and reinvesting those dividends is the true path to long term wealth creation. That is exactly what the "Complete Dividend Plan" achieves. You do not want to wake up when your 70 years old only to realize you have no means to support yourself. Government assistance programs alone will not accomplish this.
The time to act is now. While you still have many years before your retirement.
Copyright 2009-2010, Templar Group L.L.C.
